Getting injured at work can cause a lot of anxiety. What will happen while you’re recovering from your injuries? How will you pay your bills? Who will pay the medical expenses? Will you be fired from your job because of the accident?
At Fellerman & Ciarimboli, we have a very experienced team of workers comp lawyers that has handled all types and sizes of workers compensation claims, including total permanent disability, wrongful death, carpal tunnel claims, and loss of limb. We understand that not being able to work has you anxious and you’re afraid of what the future may hold for you. That’s why our Pennsylvania workers’ compensation lawyers work day and night to make sure your claim is approved and you receive the compensation you need to comfortably live on until you are able to get back on your feet and join the workforce again.
THE PENNSYLVANIA WORKERS’ COMPENSATION ACT
In 1915, Pennsylvania enacted the Pennsylvania Workers’ Compensation Act. Under this act, workers who are injured while on the job can receive special compensation despite who may be at fault for the accident. The act is meant to protect both employers and employees – workers can receive medical treatment and are compensated for lost wages while employers provide the cost while being protected from a potential lawsuit by the employee.
The benefits available to an injured worker include:
- Medical expenses: Such as surgery, doctor visits, medication, and lab tests
- Partial or total disability payments: For employees who are unable to work in either a full capacity or not at all
- Permanent injury: If you lost a body part, such as an arm or leg
- Death benefits: To be paid to the spouse and minor dependents if the employee dies from a work-related injury or illness
The law also states that employers must have workers’ compensation coverage or be subjected to not only lawsuits from their own employees but criminal prosecution for the Commonwealth.
In 2018, Governor Tom Wolf signed a bill that allows an employer’s insurance provider to request that the injured worker undergo a medical assessment after two years out of the workplace due to injury.
If the physician finds that the worker is less than 35% injured at the point of examination, the insurer can cap partial benefits at 10 years. However, if the injury is at more than 35%, the workers can receive full, lifetime benefits.
It is important to remember that the benefits are not a guarantee–the employer and insurer can still limit how long an injured worker receives compensation.