As anyone who commutes in Philly can attest to, driving into the city can be quite stressful. That’s why many commuters opt for public transportation — it’s convenient, you don’t have to worry about rush hour traffic, and you can relax.
But when you are involved in a mass transit accident, the results can be devastating. You may be worried about what will happen next. Who will pay your medical bills? What about your job? How will you recover?
Your first course of action should be contacting the Philadelphia mass transit accident lawyers at Fellerman & Ciarimboli. With almost 20 years experience in personal injury law, our attorneys can get you the compensation you need pay your expenses and help you get back on your feet. Whether you were involved in a city bus accident or involved in a SEPTA train derailment, our accident attorneys are ready to help you in your time of need.
The Difference Between an Auto and a Mass Transit Accident
Unlike getting into an accident with a car or truck, public transportation accidents are different. Instead of an insurance company handling your claim, the transportation authority will be the one handling your claim. If injured, you will need to fill out a SEPTA claim form where you will have to provide the following information:
- Date and time of the incident
- The location the accident occurred
- What route or property where the incident occurred
- The destination of the vehicle
- And whether you were injured on the vehicle or a property
Unlike negotiating with an insurance company, you will be dealing with a public entity. This means you must follow a strict deadline. Plus, there is a cap on the amount you can receive for an injury claim — if SEPTA is found liable for your accident, there is a $250,000 cap per claim for up to $1 million per accident.