A viewer says they received a bill that was completely false. Yet, when he tries to dispute it, the company turns nasty and threatens to report him to the credit bureau. What can the viewer do?
Dave Kuharchik: Time once again for “The Law & You,” featuring attorneys Greg Fellerman and Ed Ciarimboli. They’re back. Always good to see you guys here in the virtual law center.
Ed Ciarimboli: We are ready to go. Great question today. Really exciting question.
Dave: It is. Let’s get the viewers caught up with what we’re talking about. Pete in Pittston wants to know, “I recently got a bill from a company that is completely false. Every time I call to dispute it they tell me that they are going to report me to the credit bureau and they are very nasty.” So this company is not working with Pete at all here. What should he do?
Ed: So, it is absolutely illegal for them to threaten you to the credit bureau. It’s a predatory lending type of tactic. And we hear about it a lot. If it’s a collection agency, they keep threatening, “Oh we’re going to call the credit company, we’re going to call the credit bureaus, your credit is going to be affected.” They’re going to take this, they’re going to take that. Absolutely, absolutely illegal. And there’s been plenty of lawsuits on this particular issue. They can’t do it. So, pick up the phone and call us. We can get you to somebody that can help you out with this.
Greg Fellerman: Yeah, we don’t do a lot of that type of work but we do get those calls, believe it or not. Or have these disputes, we deal with them personally too. It’s good to pay your bills but if you have a valid dispute, don’t just fall over on it and pay something you’re not responsible for. Pick up the phone, give us a call. We’ll direct you to the right people to help you out.
Dave: All right, that’s good information. If you need legal direction, you can give the guys a call, or check them out online. Don’t forget, results matter. Attorneys Greg Fellerman and Ed Ciarimboli, we’ll see you next time.
Ed: Thanks, Dave.
Greg: Thank you.
The Law & You is a nightly feature on channels WBRE-TV 28 and WYOU-TV 22 where the attorneys from Fellerman & Ciarimboli answer legal questions. If you have a question that you want answered by the Law & You attorneys, please submit the form on this page or call the hotline at 1-888-570-HURT.