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The Law & You

Speeding Driver Caused Car Accident and Serious Injury | Limited Tort

The Law & You
May 21, 2020

The Law and You

Speeding Driver Caused Car Accident and Serious Injury | Limited Tort

Haley Bianco: It’s time once again for “The Law & You”: At Home Edition. Joining us today, we have attorneys Ed Ciarimboli and Greg Fellerman, back for more. Great to see you both. Anything new and exciting in your lives?

Ed Ciarimboli: Uhm, Greg and I are both fairly certain that both of our families are ready to vote us off the island.

Haley: *laughs* As many people are, I know. Everyone’s cooped up all together under one roof. It can definitely lead to some voting off the island as you said. We’re glad you’re with us today to answer our viewers’ submitted questions about legal things like Meg in Lake Harmony. She’s asking, “I was in a bad car accident and was seriously injured. My insurance is limited tort and people are telling me I can’t do anything. I don’t understand. I didn’t do anything wrong and the other driver was speeding?”

Ed: Well, so we always talk about not having limited tort. I mean, very simply, limited tort limits your ability to recover compensation, you know, for pain and suffering, lost ability to enjoy life’s pleasures, things of that nature in the event that you’re involved in an automobile crash. However, it depends upon the severity of your injury. If you have a serious impairment of a bodily function, then your limited tort becomes full tort and then it opens up and expands all of the rights that you would be available for under the – under our system. So, it doesn’t necessarily mean that you can’t do anything, but you’re gonna have a bigger hurdle to overcome in pursuing your case.

Greg Fellerman: It’s the first question any insurance adjuster asks us. What’s your client’s tort election? And they try to defend on that so we always tell people, just don’t put yourself in that. Why put an extra hurdle in front of yourself? Get full tort, make sure it protects you and your family and you know, one thing is Ed loves Lake Harmony so if you need a consultation in person – he used to be a lifeguard there, he loves all the restaurants out there and bars so he’ll come right up, right in.

Ed: I’ll meet you at Nick’s Lake House. My good friend Dougie Howard is a bartender out there and Louie Pantages is the owner out there. They’re good friends and I’d be more than happy to go out there and – we can social distance, of course. But have a free consultation right Nick’s Lake House.

Haley: Ahh, sounds like a great time. So now all you need to do is pick up the phone, give them a call or find them online. If you have questions for “The Law & You”, go to

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The Law & You is a nightly feature on channels WBRE-TV 28 and WYOU-TV 22 where the attorneys from Fellerman & Ciarimboli answer legal questions. If you have a question that you want answered by the Law & You attorneys, please submit the form on this page or call the hotline at 1-888-570-HURT.

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