Many people who get speeding tickets just plead guilty and send the fine into the Magistrate. The most popular reason lawyers hear as to why they do that is “because I was guilty.”
What many people fail to realize is that speeding violations do not just carry fines and costs. They also carry point assessments on one’s driver’s license. (The Pennsylvania driver point system will be discussed in a future article.)
Increased Insurance Premiums
Most insurance companies will add a surcharge to your insurance premium if you have a requisite number of points on your license. In other words, you get a speeding ticket, you plead guilty, the Pennsylvania Department of Transportation (PennDOT) assigns points to your license, and your insurance company sends you a rate increase or sends you a cancellation notice.
What are Points on Your Driver’s License
Unlike in a sporting event, points on a license are not a good thing. Once you accumulate a certain number of points, your license can and will be suspended.
When you receive your driver’s license, you begin at zero points, but moving violations, such as speeding, will add points to your license. These point eventually do disappear with time or certain driver improvement programs, but the best way to avoid problems is to never accumulate points in the first place.
Points for Speeding Offenses
- Exceeding the speed limit by six to 10 mph: 2 points
- Exceeding the speed limit by 11 to 15 mph: 3 points and a 15-day suspension if in a work zone
- Exceeding the speed limit by 16 to 25 mph: 4 points and a 15-day suspension if in a work zone
- Exceeding the speed limit by 26 to 30 mph: 5 points and a 15-day suspension if in a work zone
- Exceeding the speed limit by 31 mph or more: 5 points, a 15-day suspension if in a work zone, and possible other penalties as determined by a hearing examiner
What to Do if You Get a Speeding Ticket
If you do get a speeding ticket, and remember, even the most cautious drivers can and do get speeding tickets, contact an attorney immediately. Time is of the essence, because if you do not respond to a speeding ticket within 10 days, your license may be suspended. We do not condone speeding by any stretch of the imagination, but there is no reason to accumulate points if they can be avoided. An attorney will be able to evaluate your case and provide you with advice on how to reduce the number of points you receive or may be able to eliminate the imposition of points on your license. The money you spend retaining the services of an attorney familiar with driving offenses could be only a fraction of the money you end up paying in increased insurance premiums.
With more than 40 years of combined experience, the personal injury attorneys at Fellerman & Ciarimboli strive to provide the best service to clients in Philadelphia, Northeast Pennsylvania, and throughout the Keystone State.